CIBC · Visa
CIBC Dividend Visa Infinite Card
≈ $441.60 a year after fees, on a typical budget
- Annual fee
- $120
- Earns
- Cash back
- FX fee
- 2.5%
- 4%Grocery, gas & EV charging *
- 2%Dining, transit & recurring bills *
- 1%Everything else
CIBC Aventura Visa Infinite Card
- Yearly value, after fees
- ≈ $133.40
- Annual fee
- $139.00/year
- Foreign transaction fee
- 2.5%
- Network
- Visa
Earn rates
| On | Earns |
|---|---|
| Travel booked through CIBC Rewards | 2 pts/$ |
| Gas, EV charging, grocery & drugstore | 1.5 pts/$ |
| Everything else | 1 pts/$ |
"pts/$" means points per dollar. Rewards are earned in CIBC Aventura points.
What it earns in a year
On a typical Canadian budget of $1,850 a month, at Fruga's default value of 1¢ per CIBC Aventura point:
- Rewards
- $272.40
- Annual fee
- − $139.00
- Net yearly value
- $133.40
Welcome bonuses are not included. How we calculate this.
More from CIBC
CIBC · Visa
CIBC Aeroplan Visa Infinite Card
≈ $264.20 a year after fees, on a typical budget
- Annual fee
- $139
- Earns
- Aeroplan
- FX fee
- 2.5%
- 1.5×Gas, EV charging & grocery
- 1.5×Air Canada purchases
- 1×Everything else
CIBC · Mastercard
CIBC Costco Mastercard
≈ $291.60 a year after fees, on a typical budget
- Annual fee
- $0
- Earns
- Cash back
- FX fee
- 2.5%
- 3%Restaurants
- 3%Costco gas stations *
- 2%Other gas & EV charging *
- 1%Everything else