National Bank World Elite Mastercard

  • Points
Yearly value, after fees
≈ $523.20
Annual fee
$150.00/year
Foreign transaction fee
2.5%
Network
Mastercard

Earn rates

OnEarns
Grocery & restaurantsCapped5 pts/$
Gas, EV charging & recurring bills2 pts/$
Everything else1 pts/$

"pts/$" means points per dollar. Rewards are earned in National Bank À la carte Rewards points.

Spending caps

  • 5× applies to the first $2,500 of grocery and restaurant spending each month.

What it earns in a year

On a typical Canadian budget of $1,850 a month, at Fruga's default value of 1¢ per National Bank À la carte Rewards point:

Rewards
$673.20
Annual fee
− $150.00
Net yearly value
$523.20

Welcome bonuses are not included. How we calculate this.